Friday, January 29, 2010

How....

How do I get my man to pay his bills? This has been a long withstanding issue of his since way before I met him and now during this time of being laid off it's really coming to light because I think he should use this time to work on his debt. You know take the time to write the letters, work out some deals, and pay his current bills on time. He's a financial anaylst so you think he would be an expert when it comes to this stuff but instead his finances are a mess.

You see the deal was when we moved in that he would start working on his debt and pay his bills on time. He got into the credit trap opening credit cards and never paying the bills....well those interest rates and late fees eventually add up making a once small charge and large charge hence people get in over their head.

What hurts the most is he thinks nothing of spending hundreds on things that are not a neccessity, when that same money could be going to pay off bills. He is only hurting himself, especially his credit but when you care about someone you want to see them be successful in ever area of life, and finances affect so many other areas of life. I just want to help him work out a plan so he doesn't spend his life being harrassed by these debt collectors.

Here is my age old question....how do you help someone help themselves? And how do you help someone who promised they would work on this rather large issue that can affect so much from buying a house to getting a credit card? It seems to stress me out more than it does him. So the word for today over here is "how". How to get him out of debt? How to get him to pay bills on time? How do I find a free credit counseling program that could help him for free? How, how, how, how.

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Wednesday, January 27, 2010

The Uncontrollables

How do we find the strength to deal with the uncontrollables of life? I've been pondering that this week.

So many times in life we want to take control of situations that many times cannot be controlled.

It's hard to understand that there are just things that are not under our control, the uncontrollables of life. One of the hardest aspects of life really.

So many times in my life I've wanted to help others take control of their problems, issues, addictions, etc., having a degree in psychology makes me even more prone to the tendency. Yet I seem to learn each day that there are many things that just cannot be controlled in the way or ways we might hope. It's really a lesson in itself trying to understand that.

Think of the things you wish you could control in your life? If you had total control of those things what would life be like? How would it change your life? And how do you deal with the uncontrollables of life?

Wildflowers a perfect example of an uncontrollable.

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Monday, January 25, 2010

Monday Musings

So yesterday I spent much of the day watching football, and not one of the teams I was rooting for won. I don't know why I put myself through it, always getting so excited over this or that team only to have them not win. Anyone that likes sports can understand that disappointed feeling that results from their team not making it to the big game. I like to root for underdog teams because I think it gives people hope and adds more excitement to the game. Anyway....

Today in Philly we are waking up with what feels like a monsoon outside. Heavy winds, rains and temps around 60 which make it feel quite balmly compared to the freezing temps we had much of December.

I wish I could say I was sitting back relaxing this morning but instead I'm a nervous wreck. Why you might ask? Because I have to have some special cleaning of my gums today. The dentist downright scares me, and I wonder if I will be able to do this today, or will I go running out of the office like a big baby?

What a way to start off the week.

Stay tuned....

Update: back from the dentist the procedure took about a hour. No real comment because I have 3 more left to go. They can only do a quadrant at a time. So I'll hold offer forming an opinion until then.

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Friday, January 22, 2010

First Week

Well the first week of unemployment and you think I would have wrote more blogs but I was actually busier than anticipated this week. I've been busy trying to schedule all those doctor visits that won't be covered once my insurance plan runs out at the month.

I will have basics (which I will have to pay for monthly) but eyedoctors and dentists won't be covered. It's interesting because when you have health coverage you give little thought to it, often times not even taking advantage of the benefits that come along with it. But during times like these you come to realize just how important health coverage and insurance is.

So I spent the week getting new frames, visiting the dentist, and all those other little visits I actually had time to do now. That is the problem, while working it's hard to schedule the doctor or dentist appointments one needs without missing time from work. So although people have benefits, finding the time to use them is a whole other story.

Oh and I just found out another friend of mine got laid off from the law firm she worked for. So many people I now know who are unemployed. I just wonder how we are all going to find jobs. Maybe it's time this country held a marathon for it's own people because their are many, many people in our own country who need help and fast.

Friday, January 15, 2010

It's Official

Today was officially my last day of work, wow was it hard but I guess change always is. It was hard, working these past few weeks knowing I was being laid off, a work thru is something I hadn't really heard of before. And it definitely isn't the easiest thing to do. Let's face it, it's hard to focus on your work when you know in a few weeks you won't be needed.

Anyway....I'd like to think this will open the door to a job I really love and to do something I really love. Normally that is what I would think, you know that being laid off was a push to find a job better suited to my abilities or passions....but in this economy it's hard to think that way somedays.

I feel pretty crappy today so I think that's about all I can write for today. My calendar's quote today is...."the race is no always won by the swift, but by those who keep on running" kinda fitting given the circumstances, don't you think?

Monday, January 11, 2010

Monday Musings

Monday is here yet again. Where do the weekends go?

I start off this week feeling a little apprehensive, as of Friday I will be officially laid off from work. It's an odd feeling on one hand I'm hoping this will lead to a job I love, on the other hand I now become a part of the large growing unemployed statistic in this country.

This morning I heard the percentage of people being laid off from work grew to 10% in December, that is high and makes me question what is our new leadership in this country really doing to address the issue?

It just feels as if our country doesn't budget it's money correctly, that the things that are truly important to helping the people of the United States tend to go overlooked.

We spend billions on wars, space programs, sports arenas, etc., when really those billions should be spent on creating jobs, healthcare, and overall helping the people of the United States to live better lives. We give money to other countries who are in need, but it seems we overlook our own country, our own citizens.

This country needs to get it's priorities straight. Among other things, it needs a major financial restructuring. Deep thoughts for a Monday morning but I can't help but wonder how, what, who, where, and when the job market will improve.

Friday, January 8, 2010

Character

"Character is doing the right thing when nobody's looking. There are too many people who think that the only thing that's right is to get by, and the only thing that's wrong is to get caught."

How many people do you know that have good character? People who are good, honest, loyal, trustworthy, kind, respectful, who have strong morals and values?

Many of us don't stop and think about what it means to have good character. Yet those that do stand mountains above those who don't. And maybe it's something that needs to be taught in our homes or schools at an early age.

Everyday we are bombarded by media outlets newspapers, tv, magazines, internet filled with stories of people that seem to have no character whatsoever. What this world could be, the possibilities are endless if everyone had good character.

Thursday, January 7, 2010

Sunny Tulips

Here in Philadelphia the weather has taken on artic temperatures. It feels as if the sun has been spending most of its time hiding behind the clouds. In fact, it appears a good portion of the country is dealing with artic weather.

So a little inspiration is needed. This photo of tulips reminds me of sunny, warm spring days something I'm guessing we are all wishing for on a cold day such as this.

May you find some sunshine and warmth to brighten your day!

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Monday, January 4, 2010

Resolutions

1) To find joy in the simple things in life.
2) Try to give, be kind, and love more without always expecting the same in return.
3) Stick to a workout routine. (my goal is to get in shape so I can walk a whole golf course without feeling winded or tired)
4) Find a job I love.
5) Read a new book at least once a month.
6) Learn to relax more.
7) Paint.
8) Save more, spend less.


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Saturday, January 2, 2010

New Years

So another year has come upon us, and as I do every New Year I'm sitting here pondering what I wish for the most this year and what resolutions I'd like to make.

Our New Years was rather mellow we choose to stay in had a good dinner, played some wii and basically watched the ball drop while laying in bed. My man isn't much into holidays so I think even watching the ball drop for him felt awkward.

While watching a bunch of couples make out in Time Square after the ball dropped he was left questioning why is such a big deal made of the New Year and why do people act like that. While I can understand his thinking, because I've always said New Years is blown out of proportion and never understood why people act so crazy....I still could have gone for the making out part. (he lacks my zest for affection)

Quite honestly I'm entering this New Year feeling rather apprehensive especially about not having a job. Financially it's going to take a toll, to be honest unemployment is just not going to cover the expenses of life. To enter a New Year knowing that makes me feel scared.  It's hard to make resolutions when you feel like that.

As far as resolutions....I have to think about those for a little before putting them in writing. I would like to make slight changes to my blog so that could even fall into the resolution category.

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